Article Library of Christian Thoughts ∑ December 16, 2017
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Mike Merrill was short of cash in 2008, so he decided to incorporate himself - but not in the way that most people start a shareholder company. He decided to sell shares in himself, with the return being made from the...
After the debt scare many experienced in 2008-9 we should have mended our ways. However, the truth is that our total debt levels are back at those same levels again. In 2008 mortgage debt topped out at $10 Trillion (yes that is a ďTĒ), with other...
I read an interesting article earlier this week that talked about how retired people often get stuck in their spending habits. They are so aware that they are on a fixed income, they slowly begin to mirror this in how they spend their retirement money. To break up the...
I met this girl once (letís call her Jan) that found herself in financial peril. Jan was one of the most vibrant girls I ever met. She loved life and lived it to the fullest. Unfortunately, she was never taught how to handle her finances. Even though...
If you have been to a financial planner, you may have come away discouraged by the amount of money that you have been told it will take for you to maintain your lifestyle in retirement. It is true that many people are not saving enough. It is estimated that only half of people in their fifties have...
In those carefree summer days as a boy, my brother and I loved to spend time in and around a pool. That required either riding our bikes to the park or begging a car ride to my uncle and auntís house. I was very skinny in those days; my brother was equipped with, shall we say, more insulation. He would...
ďRoute re-calculation.Ē I hear it nearly every time I use my GPS. More often than not itís because I accidently missed a turn, but sometimes itís because I think I know a faster, better way. It was the Sunday after Thanksgiving in...
In 1995 our family immigrated to America. At the time, it was just my dad, mom, older sister, and me, two suitcases, and $2,000. I was just a kid, and didnít understand everything that was going on around me, but now looking back I see my parents had a hard task at hand. They had to start completely over, in a...
Lately, there has been some interesting data coming out of the records from PayScale.com, the wages website. According to their stats there has been some long term changes happening in how people are being paid these past few years. Before, it had long been taken as fact that peopleís income ...
Your intentions were to put a money away a little bit at a time so that by retirement age you could rest easy. Unfortunately, saving for retirement hasnít gone quite according to plan and now you are growing desperate for a decent return.
I have a son about ready to graduate from college and head out into the working world. But before he does, we need to sit down and create a budget together. Although we have been discussing money for years together, I donít want to make any assumptions when it comes to his understanding. He is...
A recent study done by Wells Fargo Bank showed that people aged 55 to 59 have accumulated 3X more in their retirement accounts than those aged 60- 70 in their retirement accounts. What made such a difference in the size of their portfolio?
True freedom includes the responsibility of self-control. It is possible to experience the liberation of freedom, while staying within budgetary restraints.
Systems of the world monetary system are radically changing. Christians must prepare for even greater changes so that we can continue to minister the Word to a dying world.
Things happen! Cars need new tires, contracts go bad, companies implement hiring freezes and sometimes a careless driver may decide to hit you and total your car. I survived! I survived unemployment.
I survived unemployment without: unemployment insurance, with a car note, rent, and a number of other bills that were paid on time. Not only did I survive, but I began to thrive in life.
A church budget is an action plan for the ministry and mission of your church. There are three different budgeting processes for the preparation of a church's annual operating budget: (1) Incremental budgeting; (2) Zero-based budgeting; and (3) Program budgeting. Find out more inside...
You've probably heard the prayer, maybe even prayed it a couple of times yourself: "Oh, God, if I could only win the lottery and pay off everyone I owe." Or it may have sounded like this: "Dear Lord, just help me get out of debt and I promise I'll cut up the credit cards." So what do you do when you're drowning in debt? How do you begin to set yourself free?
Why is it easier to give of every thing but our money? Tithing is a very important part of worship. Giving is showing thankfulness to God for what we have been blessed with. The Bible tells us that ten percent of our income should be set aside for tithes. We should give the first fruits of the Spirit, actually give to God first and not what is left over. What do you think? Read more inside...
This year's recession has been blamed for everything from a decline in Yankee game turnout to a rise in former computer programmers turning into Joe the Winos and flooding major urban streets bearing request for patronage signs that read: ďWill Code HMTL for food.Ē

Therefore, without further ado, NEWD has compiled a list of the most quirky and intriguing byproducts of this global economic downturn.

Many of the following items, although a bit cynical, will give you incredible insight into the human condition and prove that, while individuals have been coping fairly well within this ailing world economy, it may only be a matter of time before an angry, unemployed woman with curlers beats down a Chinese food delivery guy for his moo goo gai pan.

Still, if you begin to feel like weíre moving into the I Am Legend stage, letís recalibrate and remember our DNAís divine imprint.
What pastors and other church leaders usually mean when they talk about stewardship is giving. But donít assume thatís all there is to it. Stewardship is just as much about living as it is about giving. Good stewardship is about being faithful in using all your resourcesónot only your money and possessions but your time and talent as well. Stewardship is a duty, but it is also an act of worship (see 2 Corinthians 8:1-5 and Philippians 4:18). How can we look at all that God has poured out into our lives and not want to use those things to please him? Read more inside...
Itís that time to when we start collecting our information in preparation to ďrender to Caesar the things that are Caesar'sĒ. Modeling the gospel is as important as preaching it. As inconvenient and as unfair as some government regulations may seem, I am constantly reminded that God requires us to obey the laws of the land. Inside are a few tips, guidelines, and pitfalls to avoid so that you continue to walk in excellence in this area.
Despite my admonitions, a single overriding emotion can cause anybody to abandon sound financial judgment. Let me share seven emotions that may cause you to spend in an unwise manner and some ways of dealing with them.
Leaders lead... ideally in every discipline: spiritually, physically, emotionally, relationally and yes even, financially. Those of us who are in ministry are under the constant surveillance of a skeptical and cynical world with scrutiny of our finances. There is no area that will test your spirituality, your commitment to holiness more than the area of finances...find out more inside...
While corporate crooks are living large in material things through their evil activities we should live large spiritually.